NY Times: Is High-Deductible Health Insurance Worth the Risk?

And there is widespread evidence that people have trouble understanding the subtleties of any plan.

If that isn't a superiority-elitist statement, I've never read one. No doubt the website's awful and confusing. But any of us clearly understand our monthly budgets ... and that we can only afford high deductible plans at the same rate we used to pay for low deductible plans. 

Can I kick the NY Times now, for being an Administration shill? I mean, really. This is just an awful article, totally avoiding the problem.