ShadowProof: How Two Constraints Made Obamacare A Political Disaster. January 09, 2017 by Garret Vreeland in Economics, Health, Politics For many, the coverage the law provided was not affordable despite the promises. In fact, there are nearly as many people who are paying the individual mandate penalty (8 million) as there are who bought coverage on the Affordable Care Act exchanges (12.7 million). That is a policy disaster.Read those numbers twice, people. The supplied links are authoritative sources. Thanks to Donny for the tipoff.