naked cap: Elizabeth Warren Slams Democrats for Helping Gut Financial Regulations.

They stopped training credit officers who were able to analyze the risks of lending to idiosyncratic businesses, and to the extent that there will still old-school branch managers who had those skills, they cut or got rid of their ability to make discretionary loans and also gutted the higher level supervisory apparatus for small business loans.

And to what loan instruments do small businesses turn, if not the above? Credit cards. But interest rates have gone sky-high compared to previous decades. Miss a payment, you can end up in usurious ranges (30% or more, rates that shouldn't exist). So small business is suffering in America. More than it should. Politicians really want to brag about us on one hand, whip and starve us on the other.