How long have I been railing on about the ACA's inadequacies? NOW you choose to wake up? If anyone spent more than fifteen minutes reading the fine print, you'd have seen the disaster waiting. Better late than never, I guess. This is one of the reasons we have a President Trump. Catastrophic medical bankruptcies have been on the rise, and the government's been doing its best to hide those numbers. Well, as I've mentioned before, the Feds may want to hide it, but if you dig enough, you can find the stats for your state or city. You may want to spend a few minutes Googling and actually look.